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Gym Equipment Financing

At Strength Warehouse, we understand that buying gym equipment can be a big investment. We have you covered with multiple different financing options to make purchasing your equipment easy and affordable. With our gym equipment financing options, you can buy now and pay later. These options can help you start your home gym, personal training facility or even your commercial space!

So why wait? Get the gear you need to build the gym of your dreams today. Learn more about our gym equipment financing options below.



Finance Your Gym With Bread Pay

Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.

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Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



Check your rate in seconds
without leaving our site

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Questions? Visit the Bread Pay help center.



Finance Your Gym With Shop Pay Installments

With Shop Pay Installments, you can now choose to finance purchases that range from $50 to $17,500. There are multiple different payment options as well:

  • Four biweekly, interest-free payments for orders between $50 and $999.99.
  • Interest bearing, monthly payments for orders between $1,000 and $17,500. Choose between 3, 6 and 12 month terms.

How it works

To purchase gym equipment using Shop Pay Installments, you must go through the following steps:

  1. Add items to your cart (or shopping bag).
  2. Check out with Shop Pay.
  3. Choose the option to pay in installments.

If choosing four-biweekly interest free payments: Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized.

For Pre-Orders and items with long lead times (such as Jacobs Ladder or Intek Made in USA products): Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.

Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.

For Monthly Payments: Rates from 0% APR or 10-30% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders

Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/lenders

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.

What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

  • A smaller payment balance on the final payment.
  • Less future payments on the remaining loan balance.

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit cards.

Have more questions?

  • For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com.
  • For questions about Shop Pay or the Shop App, visit https://help.shop.app.


Finance Your Gym With PayPal Credit

Eligible US buyers receive a revolving line of credit that they can use to pay over time. PayPal Credit offers either a six-months special financing on purchases of $99 (or more). PayPal Credit is subject to consumer credit approval.

How it works

To purchase gym equipment using PayPal Credit, you must go through the following steps:

  1. Add items to your cart (or shopping bag).
  2. Check out with PayPal
  3. Choose the option to apply for PayPal Credit at the bottom of the page